Based on your numbers, here's what you give up by waiting instead of buying today.
Home price increase
You'll pay this much more for the same home
$0
Principal paydown missed
The principal you'd have paid down over this period
$0
Rent paid while waiting
For context — you'd typically pay more in PITI if you bought. Not added to total.
$0
Total cost of waiting
$0
in higher home cost + principal paydown missed
Get your full personalized report
Unlock a detailed PDF with year-by-year projections, payment breakdown, and next steps.
This tool provides estimates for illustrative purposes only and does not constitute a loan offer, pre-approval, commitment, or financial advice. Rates, payments, and figures shown are samples and may not reflect actual terms available to you. Contact Grant Shippel (NMLS# 2750635) at Princeton Mortgage (NMLS# 113856) for a personalized consultation. Equal Housing Lender.